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Frequently Asked Questions
 What will be the interest rate on my loan?
How long with the application process take?
Who is Mutual Auto Credit Inc.?
Can I get approved even with bad credit?
Do I need a co-signer?
Does the co-signer need to be a relative?
How much does this application cost?
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What will be the interest rate on my loan?
Interest rates are influenced by several factors, including the severity of credit problems, the amount of down payment, and the degree of credit risk. One of our associates will explain these factors, and tell you exactly what your interest rate will be.
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How long with the application process take?
We generally review and submit new applications on a daily basis. Expect a telephone call or email from one of our associates within 48 hours.
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Who is Mutual Auto Credit Inc.?
Mutual Auto Credit Inc. is based in Seattle, Washington. They have been serving this area with outstanding service for 5 years. In 2006, Mutual Auto Credit Inc. launched a national program dedicated to guaranteed auto loans regardless of credit. Our team of highly trained sales associates are credited with helping normal people with bad credit get into a car that they deserve.
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Can I get approved even with bad credit?
We specialize in helping those with poor credit get financed for a car. We look beyond the numbers and base our decision on an individual basis.
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Do I need a co-signer?
No, you do not need a co-signer, but it can greatly increase you chance of getting the loan you are looking for.
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Does the co-signer need to be a relative?
No, anyone can co-sign, but please be aware that any defaults on a loan can negatively affect your co-signers credit.
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How much does this application cost?
Nothing, we offer this service free to all who wish to apply.
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